To many people, claiming compensation for personal injury is a modern phenomenon. However, recent findings from Insurer Aviva show it is a practice which has been going on for over 150 years.
Some of the claims that have been made certainly raise a few eyebrows. The payouts received for these successful claims are also very significant, again showing that things today may not be quite so different than they (more…)
The Financial Times recently revealed that car insurance companies have lost £2 billion in 2010 thanks to the amount of personal injury claims rising. Some new customers taking out car insurance have had to pay 30% more for their insurance this year than last.
In recent years the car insurance industry has been hit hard with claims for bodily injury soaring to new heights. The Royal Bank of Scotland alone has to put in reserves of around £390 million in their insurance business (more…)
Research has indicated that the North West is the UK’s hotspot for fraudulent whiplash claims.
Insurers Direct Line said that the top five locations for fraudsters to stage an accident in order to submit a personal injury compensation claim are in the North. So called ‘crash for cash’ schemes involve the fraudster performing an emergency stop, usually at a busy slip road or roundabout, causing the driver behind to crash into them. That driver, who is the real victim, is then held liable. The fraudster then submits a claim to the victim’s insurance company for bogus injuries such as whiplash. (more…)
A wounded solder’s £25,000 personal injury compensation claim could be under threat after he was captured on television carrying a trophy at a major football match.
Private Dave Tatlock received the sum after suffering shrapnel wounds whilst serving in Afghanistan during Summer 2008. The incident left him with serious nerve damage in his legs, including no movement in his left foot, leaving him unable to walk without the aid of splints.
He sought compensation after taking out a £56 per week health insurance policy, and successfully managed to receive a £25,000 payout for the affect his injuries have had on his lifestyle.
However, Pte Tatlock was pictured earlier this year carrying the Carling Cup trophy onto the pitch during a football match involving his favourite team, Manchester United, at Wembley Stadium. These images were seen by (more…)
Leading insurance provider the AA has claimed that many drivers are now facing annual insurance premiums of more than one thousand pounds as a result of the increasing number of accident claims being lodged.
In the final quarter of 2009, the AA reported a rise of more than seven percent on the average cost of car insurance policies – a record increase over a three month period. This has led to some drivers having to fork out more than a thousand pounds during the course of a year in order to cover their car insurance costs.
The result was even higher on price comparison websites, whose average results turned in a rise of almost thirteen percent on comprehensive insurance cover and third party, fire and theft premiums. Overall, some motorists have (more…)
Young drivers aged under 25 in the UK are less likely to claim compensation should they be involved in a road traffic accident than those of the same age in another European country, according to car insurance company AXA.
The research carried out throughout Europe revealed that almost a third (30%) of youthful Britons are more reluctant to make a car insurance claim in the event of a crash than young drivers in Spain, France and Germany.
However, the survey also detected that young people in the UK are more law abiding than their EU counterparts, as only a quarter admitted to speeding on a motorway – a much lower figure than the European (more…)
New research by an insurance company has revealed that fraudulent accident claims are on the rise as a result of the current difficult economic climate.
The research, carried out by LV, has unveiled that four in ten solicitors have experienced questionable insurance claims since the UK entered an economic recession, as many households struggle to make ends meet in the event of pay freezes and redundancies. Over half the false claims submitted related to a road traffic accident, where the supposed victim exaggerated injuries in order to make a whiplash claim or similar health condition related payout.
One of the most serious incidences reported was where a person claimed they had been knocked down by a (more…)
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